Diane Basemera
Coldwell Banker Realty
617-710-0124

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Diane Basemera

Coldwell Banker Realty
M:
617-710-0124
O:
617.969.2447
Contact Me

If you talk about it, it’s a dream.

If you envision it, it’s possible,

but if you schedule it, it becomes a reality!

 

Buying or selling a home? Give me a call now!

* Trusted resource for answers about the process*

* Innovative marketing strategies*

* Expertise about neighborhood features *

* Ability to target home searches *

* Strong negotiation skills *

* Support through the closing and beyond *

Featured Properties

Featured picture for the property 72786927
Price Drop
$499,000
2
2
Newton, MA
beds
baths
Featured picture for the property 72772261
$750,000
6
2
Waltham, MA
beds
baths
Featured picture for the property 72748077
$2,200 / mo
3
1
Watertown, MA
beds
baths
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Recent Sales

Featured picture for the property 72668131
$780,000
3
3
Waltham, MA
beds
baths
Featured picture for the property 72654095
$290,000
7
4
Fitchburg, MA
beds
baths
Featured picture for the property 72605130
$345,000
3
3
Rehoboth, MA
beds
baths
Featured picture for the property 72683861
$660,000
3
2
Waltham, MA
beds
baths
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Communities

Communities Served

Newton, MA
Boston
Brookline

Reviews

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Blog

 

Why Lenders Use Gross Monthly Income vs. Take-Home

It might seem strange that mortgage companies use gross monthly income when determining affordability instead of 'take-home' pay. After all, it's the take-home pay that consumers use for their monthly expenses and bills - including the mortgage. But there are a few good reasons why lenders use the gross amount. First, it's universal. Lenders A, B, and C all use gross monthly income to calculate debt-to-income ratio (and thus affordability), so everyone is qualified using the same guidelines…
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